Motor Vehicle Record

A motor vehicle record (MVR) is a formal report that outlines an individual’s driving history. Motor vehicle records include information like accidents, tickets, violations, and more. Many states approach motor vehicle records differently — some use a points-system to evaluate drivers, while some instead use a numerical score.

Companies may request a motor vehicle record from prospective employees who would need to drive for work as a way of evaluating their driving. Motor vehicle records are typically obtained through the state department or the state’s bureau of motor vehicles. 

Companies sometimes require motor vehicle record checks for jobs that involve driving. These checks are typically performed through an MVR vendor. 

Motor vehicle records can have an impact on insurance — particularly in terms of the cost of insurance premiums and insurance eligibility. When a driver has a history of getting into accidents or having driving issues, an insurer is more likely to charge them more since this could make future insurance claims more likely. 

Note that regarding insurance costs in a fixed and variable rate (FAVR) reimbursement program, factors increase rates — like a poor driving record — can’t be taken into account. Read more about this and other FAVR guidelines. 

For companies running (or thinking about running) a vehicle reimbursement program, read more about insurance compliance measures. Curious about FAVR programs and whether they could be a fit for your business? Discover more with this guide to FAVR, or speak to a Cardata expert about how a FAVR program could impact your business.